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Zilch Raises Over $175 Million Led by KKCG, Expands Deutsche Bank Facility to Scale AI Commerce and Payments

Fresh funding positions the fintech to scale Intelligent Commerce, fueling broader EMEA growth.

Overview

  • Zilch secured $176.7 million in a mix of debt and equity led by KKCG, with BNF Capital participating and Deutsche Bank expanding its securitisation facility.
  • The company says the capital will fund above‑the‑line marketing, product and platform development, and exploration of strategic M&A.
  • Intelligent Commerce, an AI-driven retailer product using real‑time engagement data, is described by Zilch as one of its fastest‑growing revenue streams.
  • Zilch Pay, a one‑click checkout that integrates app, wallet and card functions, is slated for launch in H1 2026.
  • Zilch reports 5.3 million customers and more than £5 billion in processed commerce, with revenue up 93% to £110.3 million in its latest financial year.