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Zilch and Visa to Launch First Physical Payments Card in September 2025

The card will open Zilch’s ad-supported payment offering to widespread in-store use among nearly 80% of UK adults who have not adopted mobile wallets

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Overview

  • Through a multi-year agreement with Visa, Zilch will distribute its first physical payments card to existing users from September 2025
  • The card will operate on Visa’s global network, allowing purchases in stores and for hotel stays, car rentals and home maintenance projects under Zilch’s buy now, pay later instalment plans
  • Until now, Zilch has provided a virtual card that links to users’ debit accounts for flexible, ad-supported payments in apps and digital wallets
  • New UK legislation introduced last month imposed stricter standards on buy now, pay later providers following concerns that some users were taking on excessive debt
  • Founded five years ago in London, Zilch has grown to over five million customers and was valued at $2 billion in 2021