Overview

• Yes Bank posted a 63.3% year-on-year rise in net profit for Q4 FY25, reaching Rs 738.1 crore, driven by lower provisions and improved margins.
• Shares surged nearly 7%, touching an intraday high of Rs 19.37, as investors reacted positively to the strong quarterly performance.
• Asset quality showed significant improvement, with net non-performing assets declining to 0.3% from 0.5% sequentially and gross NPAs stable at 1.6%.
• The CASA ratio grew 6% quarter-on-quarter and 18% year-on-year, while the bank targets 12–15% growth in advances for FY26.
• ICICI Securities raised its price target to Rs 16, maintaining a cautious 'Reduce' rating despite acknowledging operational improvements and margin expansion.