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XRP’s Post-Settlement Rally Spurs Bold Forecasts as ETF Decisions Near

Regulatory clarity from Ripple’s $125 million SEC settlement has reduced legal risk, reopening institutional pathways.

Overview

  • Financial commentator Coach JV says he bought XRP at $0.17 during the 2020 SEC lawsuit and now predicts the token could surpass Bitcoin and Ethereum by 2030.
  • XRP is reported trading near $3, up more than 1,600% since the lawsuit announcement in December 2020.
  • The August 2025 settlement is described as confirming XRP is not a security in secondary market transactions, which has restored institutional confidence.
  • Proposed XRP exchange-traded funds, the Gemini XRP Credit Card, and an expanded SBI lending program in Japan are cited as signs of growing product momentum and integration.
  • The SEC is expected to rule on several spot ETF applications by October 18, 2025, with some analysts suggesting approvals could draw significant institutional inflows.