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XRP Trades Near $2.20 After 465% Three-Year Rise as Use-Case Debate Resurfaces

Recent gains spotlight the gap between the token’s cross-border payments vision and its still-limited mainstream adoption.

Overview

  • At roughly $2.20, XRP is up about 465% over three years, which would turn a $1,000 purchase then into about $5,650 today.
  • Created to standardize cross-border transfers, XRP targets near-instant settlement for fractions of a cent versus traditional routes that can cost up to 7%.
  • Despite the payments pitch, mainstream uptake remains limited and the token’s volatility makes it challenging for storing value.
  • XRP recently hit a seven-year high of $3.65 before dropping more than 40% to about $2.10 as investors reassessed its viability as a payment mechanism.
  • Coverage notes Ripple’s U.S. regulatory win earlier this year behind the rally and discloses that The Motley Fool holds positions in and recommends Bitcoin and XRP.