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2h ago

XRP Outlook Splits: Standard Chartered Targets $12.50 by 2028 as Columnist Calls $4 for 2026

Analysts point to ETF access as the catalyst for new demand, with Ripple’s push to expand XRP utility seen as the test for staying power.

Xrp price forms a double bottom as weekly etf inflows jump 47%
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Overview

  • Standard Chartered’s Geoffrey Kendrick projects XRP at $12.50 by 2028, citing regulatory clarity, spot ETF approvals, and cross-border payments utility.
  • A Yahoo Finance columnist forecasts a move to $4 in 2026, arguing that broader institutional adoption could follow Ripple’s 2025 acquisition spree of nearly $2.5 billion.
  • Market expectations have cooled, with CoinCodex’s consensus target near $2.20 for 2026, according to Yahoo Finance.
  • XRP set a multiyear peak of $3.65 in July 2025 before sliding back to about $2 by year-end, and it has never traded above $3.84.
  • Ripple’s RLUSD stablecoin launched in December 2024 has so far had little reported impact as XRP transaction volume trended lower over the past year.