Overview

• XRP trades near $3.03 with a confirmed floor around $2.99 and resistance at $3.10, as large prints and elevated volumes signal institutional participation.
• Japan’s SBI Holdings expanded institutional XRP lending, adding Asian liquidity that traders say is supporting bids above the $3 level.
• Nasdaq-listed VivoPower completed a $19 million equity raise to build an XRP treasury and repay debt, marking a rare corporate treasury allocation into the token.
• Seven spot XRP ETF applications remain under SEC review with first decisions due Oct. 18, and prediction markets now price approval odds above 99%, reflecting strong speculative positioning.
• Analysts are split on next steps, with targets ranging from $3.65–$3.95 to calls that XRP must clear $4.18 to confirm a structural breakout, keeping both upside and shakeout risks in play.