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Wildfire Survivors Call for California Insurance Commissioner’s Resignation After 2023 Deal Revelations

Survivor groups say a 2023 regulatory agreement let insurers drop homeowners, prompting calls for Gov. Gavin Newsom to replace Ricardo Lara.

Overview

  • At Nov. 6 press events in Altadena, the Eaton Fire Survivors Network and allies asked Newsom to seek Lara’s resignation, citing the New York Times’ findings on industry‑negotiated offramps.
  • Homeowners describe delayed, denied and undervalued claims that have stalled rebuilding, with surveys reporting widespread displacement months after the Eaton and Palisades fires.
  • The Department of Insurance rejects calls for Lara to step down, saying it has recovered over $135 million for claimants, insurers have paid more than $20 billion on 41,800 claims, and probes of State Farm and FAIR Plan practices are underway.
  • Reporting on Lara’s Sustainable Insurance Strategy says FAIR Plan enrollment doubled as insurers shed more policies than promised in high‑risk areas while pursuing rate increases.
  • Survivors pushed a remedial plan including completing the State Farm investigation within 60 days and freezing the insurer’s rate hikes until claims issues are resolved, with some urging lawmakers to consider impeachment if Lara will not resign.