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Why the Chase Sapphire Preferred Is the One Travel Card This Writer Still Pays For

The appeal is dependable value through a low fee, flexible 1:1 transfers, a usable hotel credit, plus solid travel insurance.

Overview

  • The author reports canceling other annual-fee cards and keeping the Chase Sapphire Preferred as their only paid travel card.
  • The card’s $95 annual fee includes a $50 hotel credit for bookings through Chase Travel, which the author says is easy to use.
  • Chase Ultimate Rewards points transfer 1:1 to 13 partners including JetBlue, Southwest, United, Air Canada Aeroplan, Flying Blue, KrisFlyer and Hyatt, and can alternatively be redeemed for cash at one cent per point.
  • Points from other Chase cards can be pooled onto the Sapphire Preferred to access transfers, a tactic widely known as the Chase Trifecta.
  • Included protections cover trip cancellation and delay, baggage issues, car rentals and more, with the author citing a reimbursement of over $300 during a multi-day delay.