Overview

• The roadmap consolidates prior executive orders and ad hoc agency actions into a single federal blueprint aligning the Treasury, SEC, CFTC and Justice Department on digital-asset oversight.
• It directs agencies to harmonize regulations across staking, token classification, stablecoin oversight and DeFi monitoring and strengthen anti–money laundering rules to curb systemic risks.
• The administration is urging Congress to enact legislation defining stablecoins, asset classifications and exchange-registration requirements to codify key proposals.
• Consumer protection measures include stepped-up enforcement against scams, risky custody practices and pump-and-dump schemes alongside enhanced public education on crypto risks.
• The plan defers any U.S. central bank digital currency decision and proposes establishing a Strategic Bitcoin Reserve of about 198,000 seized coins, with funding and management details pending.