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White House Reviews CARF Rule to Let IRS See Americans’ Offshore Crypto Accounts

The review positions the U.S. to join the OECD’s crypto-reporting network before its 2027 rollout.

Overview

  • A Treasury/IRS proposal titled “Broker Digital Transaction Reporting” reached the White House’s Office of Information and Regulatory Affairs on Nov. 14 for review.
  • The rule would implement the OECD’s Crypto-Asset Reporting Framework, requiring foreign custodians and service providers to report U.S. taxpayers’ crypto holdings in a FATCA-style system.
  • Administration guidance says new rules should avoid imposing additional reporting obligations on decentralized finance transactions.
  • Adoption would align the U.S. with dozens of jurisdictions already committed to CARF, with an initial cohort starting in 2027 and wider participation targeted by 2028.
  • The push tracks with domestic changes such as Form 1099-DA taking effect in January 2026, while separate debates continue over the taxation of staking rewards.