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White House Retreats From Mandating IVF Insurance Coverage

Administration officials cite legal limits on executive authority in stepping back from mandating IVF coverage.

Overview

  • Officials say they will not require health insurers to cover IVF services, reversing the president’s campaign pledge to mandate insurance coverage or government funding.
  • The Domestic Policy Council did not publish the IVF policy recommendations due in May, leaving no public plan to expand access or lower patients’ out-of-pocket costs.
  • A senior administration official confirmed that declaring IVF an essential health benefit under the Affordable Care Act would need congressional legislation, placing mandates beyond executive reach.
  • Instead of pursuing insurance mandates, the White House has explored holistic health and restorative reproductive medicine approaches to fertility with outside advisers.
  • The retreat underscores Republican divisions over federal mandates for family-building benefits and raises questions about next steps as the 2026 midterm elections approach.