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White House Retreats From Mandating IVF Insurance Coverage

Administration officials cite legal limits on executive authority in stepping back from mandating IVF coverage.

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President Donald Trump speaks with reporters before boarding Air Force One at Lehigh Valley International Airport, Sunday, Aug. 3, 2025, in Allentown, Pa.
Images of cells dividing are seen at West Coast Fertility Centers in February 2024 in Fountain Valley, California.

Overview

  • Officials say they will not require health insurers to cover IVF services, reversing the president’s campaign pledge to mandate insurance coverage or government funding.
  • The Domestic Policy Council did not publish the IVF policy recommendations due in May, leaving no public plan to expand access or lower patients’ out-of-pocket costs.
  • A senior administration official confirmed that declaring IVF an essential health benefit under the Affordable Care Act would need congressional legislation, placing mandates beyond executive reach.
  • Instead of pursuing insurance mandates, the White House has explored holistic health and restorative reproductive medicine approaches to fertility with outside advisers.
  • The retreat underscores Republican divisions over federal mandates for family-building benefits and raises questions about next steps as the 2026 midterm elections approach.