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White House Drops Mandate for Insurance Coverage of IVF

Legal constraints on altering ACA essential benefits have led the administration to drop IVF coverage mandates in favor of exploring restorative reproductive medicine.

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President Donald Trump speaks with reporters before boarding Air Force One at Lehigh Valley International Airport, Sunday, Aug. 3, 2025, in Allentown, Pa.
Images of cells dividing are seen at West Coast Fertility Centers in February 2024 in Fountain Valley, California.

Overview

  • The White House has abandoned plans to require private insurers to cover IVF treatments, reversing President Trump’s campaign pledge to mandate or fund such coverage.
  • Officials say federal law prevents the president from classifying IVF as an essential health benefit without Congress passing new legislation.
  • A February executive order tasked the Domestic Policy Council with policy recommendations to protect IVF access and reduce costs, yet no proposals have been made public or implemented.
  • Senior advisers have shifted internal discussions toward alternative fertility approaches, including restorative reproductive medicine, instead of direct IVF support.
  • Analysts warn that mandating IVF under the Affordable Care Act could raise premiums for roughly 50 million marketplace enrollees, underscoring the need for congressional action.