Overview

• Infonavit incorporates foreclosed properties into its Programa de Regeneración Comunitaria after an adjudication process that can extend to two years.
• There is no real-time public online list, so interested buyers must request current catalogues through Infonavit offices, Infonatel or a CESI service center.
• Judicial auctions typically require a 10% deposit to bid, and some properties are offered at discounts that can reach about 60% below market value.
• Transactions often demand cash, interior inspections are commonly not possible due to occupancy, and buyers may face inherited debts, eviction proceedings and fraud risks.
• Banks maintain their own portals for recovered homes, and options such as BBVA Inmuebles list properties cleared of legal processes that can be purchased with a mortgage.