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Wall Street Sees 2026 Gains, With AI, Earnings and a Dovish Fed as the Swing Factors

Bank of America’s 2.4% U.S. growth call captures the cautiously constructive tone for 2026.

Overview

  • Major houses cluster year-end S&P 500 targets between roughly 7,100 and 8,100, reflecting conditional optimism rather than firm consensus.
  • Fed funds futures imply at least two more rate cuts in 2026, a backdrop investors view as supportive if growth cools without slipping into recession.
  • Consensus forecasts call for about 15% S&P 500 earnings growth, with gains expected to broaden beyond mega-cap tech as stretched valuations limit multiple expansion.
  • AI remains the central investment thesis, with hyperscaler capex projected to top $500 billion, even as questions grow over the durability and payback of that spending.
  • Risk flags are rising across the street, from valuation and a vulnerable labor market to potential 2026 curveballs outlined by Morgan Stanley on productivity, stock–bond dynamics and commodities.