Overview

• Visa reported fiscal Q3 revenue of $10.17 billion, up 14% year-over-year, and adjusted earnings of $5.83 billion, both exceeding analyst estimates.
• The company’s payments volume rose 8% and processed transactions grew 10% as consumer spending remained resilient.
• Visa is piloting stablecoin settlements on Visa Direct across four blockchains—including Stellar and Avalanche—with conversion into over 25 fiat currencies.
• The company endorsed the GENIUS Act’s stablecoin regulations, viewing the legislation as a key step for digital currency adoption.
• Through its Tokenized Asset Platform, Visa is helping banks issue their own stablecoins and develop programmable money solutions, and it is investing in AI-driven tools to enhance its digital payment suite.