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Visa Launches USDC Settlement for U.S. Banks on Solana

Banks get seven-day, programmable settlement without changing the cardholder experience.

Overview

  • Cross River Bank and Lead Bank are the first U.S. participants settling with Visa in USDC over the Solana network.
  • Visa reports a stablecoin settlement run rate of roughly $3.5 billion as of November 30 after multi‑year pilots.
  • Broader U.S. access is planned through 2026, with Visa set to support Circle’s Arc blockchain and operate a validator when it goes live.
  • Visa Consulting & Analytics has launched a Stablecoins Advisory Practice to guide banks, fintechs, and merchants on adoption.
  • Circle received conditional OCC approval on December 12 to establish First National Digital Currency Bank, advancing USDC’s U.S. issuer structure.