Overview
- Virtuals opened an invitation‑only iOS beta that lets invited users assign a personal AI to hold a wallet, monitor markets, and execute trades within limits the user sets.
- Users interact with the agent through a chat and group‑chat interface and can give natural‑language rules that run continuously, for example opening a $1,000 leveraged position if Ether moves 2% in five minutes.
- The app lets agents trade automatically after users set tasks, budgets and permissions, but Virtuals has not published details on how custody, per‑trade approvals, or safety checks work.
- The launch follows a wave of 2026 products that give AI access to trading tools — Binance, MetaMask, Revolut and Base each offer agent trading but with different guardrails such as mandatory approvals or restricted withdrawal rights.
- The change puts more automated decision‑making in the hands of retail users and raises clear operational and regulatory questions about fraud, loss prevention and who controls funds when agents act.