Overview
- Verivox compared Kfz liability premiums for the 30 most common male and female names in Germany using a Haftpflicht-Prämien-Index, where 100 represents the average.
- Example index scores include Martina at 79 and Jennifer at 146, which translates to roughly 86% higher average premiums for Jennifer than Martina.
- Among men, Patrick averages about 30% above the mean and Uwe about 17% below it, resulting in an average gap of roughly 55%.
- The differences align with cohort ages and driving histories, with average ages around 36 (Jennifer), 39 (Patrick), 55 (Martina) and 60 (Uwe) and corresponding no-claims classes of SF 4, 7, 15 and 18.
- Pricing is driven by region and type class, residence, annual mileage, age and the no-claims discount, not by first names, and the anonymized dataset spans policies from July 2023 to July 2025.