Overview
- FOCUS online cites a Verivox analysis showing top Tagesgeld offers now reach 3.5%, led by BforBank’s new-customer deal for three months before reverting to 1% under French deposit insurance.
- Ferratum (Multitude Bank) in Malta advertises a 2.9% Tagesgeld rate as a permanent offer for both new and existing customers.
- Varengold Bank posts 2.3% as the leading German rate for existing customers, signaling improved returns without switching banks.
- Top 24‑month Festgeld hits about 2.85% versus an average 1.46% at Sparkassen, which can add roughly €200 per €10,000 over the term.
- Verivox notes EU deposit insurance covers up to €100,000 per bank and customer, and banks from Germany, the Netherlands, Austria and Scandinavia are viewed as offering stronger safety.