Overview

• UWM borrowers will earn Bilt Points for each on-time mortgage payment once the phased launch begins in early 2026.
• Points will be redeemable for perks and discounts from a network of more than 40,000 local merchants, according to the companies.
• UWM says the integration will tie servicing touchpoints to the originating broker, offering automated gifts, milestone celebrations and refinance reminders.
• The partnership follows UWM’s $100 million investment in Bilt as part of a $250 million July funding round that valued Bilt at $10.75 billion.
• The companies have signaled future expansion to additional servicers, and industry commentary is questioning how rewards costs could influence mortgage pricing.