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UWM Partners With Bilt to Let Homeowners Earn Points for On‑Time Mortgage Payments Starting in 2026

The initiative leverages UWM’s new in‑house servicing to keep borrowers engaged through Bilt’s rewards.

Overview

  • United Wholesale Mortgage confirmed a tie-up with Bilt that will award points on each on‑time payment, with a phased rollout beginning in early 2026.
  • UWM invested $100 million in Bilt’s July $250 million round, cementing the financial and strategic alignment between the companies.
  • Points will be redeemable through Bilt’s existing ecosystem, including travel partners and more than 40,000 local merchants.
  • UWM says brokers will get embedded engagement tools such as move‑in gifts, milestone messages, and refinance reminders tied back to the originating broker.
  • Key specifics remain undisclosed, including points earning rates, precise customer activation timing, eligibility scope, and potential expansion to other servicers.