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US Ten-Year Yield Hits Five Percent, Highest Since 2007

Rising oil prices linked to the Iran war and a US debt load above $40 trillion have lifted inflation expectations, prompting markets to price further central‑bank rate rises.

Overview

  • The yield on the ten‑year US Treasury climbed to about 5.03–5.04 percent on Tuesday, the highest level since 2007 and a mark that raises long‑term borrowing costs for governments and businesses.
  • Markets expect the Federal Reserve to raise its policy rate by 25 basis points at its mid‑September meeting because higher oil prices and war‑related inflation have pushed inflation expectations up.
  • A modest US Treasury buyback of roughly $6 billion has had little effect on the move, which is driven by broad supply, demand and inflation fears rather than a single market operation.
  • Investors are shifting how they allocate capital: foreign flows have recently favored US equities over Treasuries and hedge funds have roughly doubled their government‑debt holdings to about a 7 percent market share, a change that can amplify volatility.
  • The rise in sovereign yields is already hitting people and projects: German ten‑year Bund yields are near 3.57 percent and German mortgage rates have climbed toward 4.25 percent, making home loans and building projects more expensive.