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US Government Tightens Rules on AI in Healthcare Coverage Decisions

The Medicare & Medicaid Services issues new guidelines to prevent AI from solely determining patient coverage, addressing concerns over fairness and accuracy.

  • CMS clarifies that AI cannot be the sole basis for healthcare coverage decisions, aiming to ensure decisions are based on individual patient circumstances.
  • Recent lawsuits against UnitedHealth and Humana highlight the misuse of AI tools like nH Predict in denying Medicare Advantage plan coverage.
  • The new memo mandates that healthcare decisions must consider the patient's medical history, physician recommendations, and clinical notes.
  • CMS warns against the potential for AI to exacerbate discrimination and bias in healthcare decisions.
  • Non-compliance with the new guidelines could result in warning letters, corrective action plans, monetary penalties, and sanctions for insurers.
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