Overview
- Market-cap S&P 500 funds such as VOO and IVV carry 0.03% expense ratios but concentrate exposure in megacap tech, with Nvidia, Apple, and Microsoft together accounting for over 20% of the portfolio.
- Equal-weight RSP reduces single-name and tech dominance, with Technology near 16% of assets versus roughly 43% in IVV, though it charges 0.20% and has smaller AUM (~$77.2B) than IVV (~$758.5B).
- Total-market VTI adds more than 3,500 mid- and small-cap stocks to S&P 500 holdings at the same 0.03% fee, yet five-year returns trail the S&P 500 fund 13.05% vs 14.45% as of Jan. 13.
- Among growth ETFs, VONG is cheaper at 0.07% and holds 394 stocks, whereas IWY is costlier at 0.20% with a 66% Technology tilt and heavier single-stock weights, producing similar one-year returns near 19.5%.
- Small-cap options remain inexpensive and diversified, with VB slightly outperforming IJR over one and five years and holding 1,357 stocks versus 632, as small caps show early-2026 signs of relative strength.