Overview
- NPCI data show October volumes rose to 20.70 billion from 19.63 billion in September, with total value increasing to Rs 27.28 lakh crore from Rs 24.90 lakh crore.
- UPI logged its highest single-day tally on October 18 with 754.37 million transactions worth Rs 1.02 lakh crore.
- During the Dhanteras–Diwali window, average daily transactions reached 736.9 million, up from 647.46 million in the comparable prior period.
- Year-on-year, October volumes grew about 25% and value about 16%, with analysts noting the annual growth rate has cooled to a 43-month low.
- RBI data indicate UPI accounted for roughly 84.8% of India’s digital payment transactions by volume in H1 2025, while RTGS dominated by value.