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UP STF Busts Rs 100-Crore Loan-Fraud Syndicate, Arrests Eight Including Alleged Kingpin

Police describe a coordinated scheme that forged identities to build credible loan profiles for high-value bank credit.

Overview

  • The Noida STF arrested eight on December 4 after an HDFC Bank alert, and registered a case at Surajpur police station under BNS sections and the IT Act.
  • Officers seized 126 chequebooks and passbooks, 170 ATM cards, multiple forged IDs and three laptops, and froze roughly 220 linked bank accounts.
  • Police identified Ramkumar as the alleged mastermind, a former HDFC loan executive, with co-accused including professionally qualified MBAs, a law graduate and a company secretary.
  • Investigators cite more than 20 shell firms, collusion with builders and some bank staff, and operations spanning Noida, Delhi, Gurugram, Lucknow, Varanasi, Haridwar and Chandigarh.
  • The probe details identity theft of migrants and a Rs 4.8 crore loan tied to a deceased owner’s property, and officials expect further arrests as the accused were remanded to judicial custody.