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UP Police Arrest Man Accused of Orchestrating Family Deaths to Cash In on Dozens of Insurance Policies

Investigators say unusual clusters of high-value policies on a modest-income family triggered a probe into staged deaths.

Overview

  • Vishal Kumar, also reported as Vishal Singhal, was arrested with alleged accomplice Satish Kumar after police reopened closed accident files and reviewed conflicting records.
  • Police say the father held about 60–64 accident policies taken within two years before his 2024 death, with combined cover reported between ₹39 crore and ₹50 crore despite modest declared income.
  • Investigators cite mismatched hospital timings, injuries that did not align with the post-mortem, identity discrepancies, withheld documents, and alleged attempts to bribe officials.
  • The case began with an insurer’s complaint by Sanjay Kumar, and records show payouts already made of roughly ₹1–1.55 crore, including about ₹80 lakh after the mother’s 2017 death and ₹30 lakh after the wife’s death.
  • A fourth wife alerted authorities, prompting scrutiny of possible collusion at a Meerut private hospital and potential links to a wider multi-state insurance-fraud network, with further arrests and financial tracing underway.