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UP Man, Accomplice Arrested in Alleged ₹50-Crore Insurance-Fraud Plot Involving Family Deaths

Police say an insurer’s complaint triggered a probe that uncovered evidence pointing to staged accidents.

Overview

  • Hapur police arrested Vishal Kumar and his associate Satish Kumar after an FIR linked to suspicious claims, with both now in custody as legal proceedings move forward.
  • Investigators say Vishal’s father held around 60 accident policies worth about ₹39 crore taken in the two years before his 2024 death, with roughly ₹1 crore already paid out despite a declared annual income of ₹12–15 lakh.
  • Hospital and post-mortem records allegedly contradict Vishal’s account of his father’s road accident, with timing and injury details not aligning and no confirmed vehicle or registration information.
  • Prior payouts to Vishal are under review, including about ₹80 lakh after his mother’s 2017 death and roughly ₹30 lakh following his wife’s death.
  • Officials are compiling premium records and probing a potential wider fraud network, with allegations of attempted bribery, a tip-off from Vishal’s fourth wife, and possible involvement of hospital staff under examination.