Overview

• Unicaja posted a €158 million profit, a 43% year-on-year increase, with a 45.6% cost-to-income ratio and a 2.58% non-performing loan rate.
• Abanca achieved a €220 million profit, up 38.9% year-on-year, alongside a 52.4% cost-to-income ratio and a 2.6% non-performing loan rate.
• Unicaja's new lending surged 47.7% to €2.6 billion, while Abanca recorded a 52.9% increase in new credit formalizations in Spain.
• Abanca's core revenues rose 10.1% to €494.8 million, driven by a 7.8% increase in net interest income and a 22% rise in service fees.
• Both banks improved efficiency metrics and maintained strong capital buffers, reflecting their adaptation to regulatory and market challenges.