Overview

• A Skipton survey found that 37% of women plan to purchase a property independently, surpassing the 35% who intend to buy with a partner.
• Skipton Building Society reported 11.5% more solo mortgage applications from women than men in 2024 and nearly 7% more so far in 2025.
• Four in ten women cited financial security as their primary motivation for buying solo, while a third said they did not want to rely on a partner for life progression.
• Solo buyers currently have an average deposit of £9,420 but estimate they need £27,414 to get on the property ladder, with 36% struggling to find affordable homes in their preferred areas.
• Two-thirds of respondents said that additional support schemes and mortgage products tailored to solo buyers would help them overcome existing barriers.