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UK Unveils 'Earned' Settlement Overhaul, Doubling Waits and Linking Benefits to Citizenship

A 12-week consultation details plans to replace the five-year route with a contribution-based model.

Overview

  • Home Secretary Shabana Mahmood published proposals to shift most routes to indefinite leave to remain from five to about ten years, presenting settlement as a privilege to be earned.
  • Fast-track paths are proposed for key workers and high contributors, with NHS doctors and nurses eligible after five years and some high earners or global talent visa holders after three.
  • Penalties would lengthen waits to 15 years for many lower-qualified workers, up to 25 years for those who claimed benefits, and up to 30 years for people who arrived illegally or overstayed.
  • Access to benefits and social housing would be reserved for British citizens rather than people with settled status, alongside tougher baseline criteria including a clean criminal record, A-level English, three years of National Insurance contributions and no debt to the state.
  • The Home Office estimates about 1.6 million people could become eligible to settle between 2026 and 2030; the plans are out for consultation until February, are not retroactive for those already settled and sit alongside asylum changes such as 20-year refugee pathways with status reviews every two and a half years.