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UK State Pension Set for 4.8% Triple Lock Rise in April 2026 as Earnings Outpace Inflation

ONS figures point to a 4.8% uprating to be confirmed at the 26 November Budget.

Overview

  • September CPI held at 3.8% and May–July wage growth was 4.8%, making earnings the triple lock metric for next year’s increase.
  • The full new state pension would rise to £241.30 a week, about £12,547–£12,548 a year, placing many recipients just below the £12,570 income tax threshold.
  • The basic state pension is projected to reach about £184.90 a week (£9,615 a year), with additional state pension elements uprated by the 3.8% CPI figure.
  • Most working‑age benefits, including Universal Credit, are set to rise by 3.8% next April, with final rates due after the Secretary of State’s review and the Autumn Budget on 26 November.
  • The IFS says the policy has boosted pensioner incomes but costs roughly £12bn a year more than an earnings link, and about 453,000 expatriate pensioners will not receive the uprating under existing rules.