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UK State Pension Poised for 4.8% Rise in April 2026 Under Triple Lock

Final confirmation is due at the Autumn Budget, with the uplift pushing more retirees toward tax.

Overview

  • - September CPI held at 3.8%, leaving average earnings growth of 4.8% as the determining measure for next April’s uprating.
  • - Press estimates put the full new state pension at £241.30 a week (about £12,547.60 a year) and the full basic rate at £184.90, while additional state pension elements are set by CPI at 3.8%.
  • - The government has restated its commitment to the guarantee for this Parliament, with final rates scheduled to be set out on 26 November.
  • - The rise brings the full new payment within pounds of the £12,570 personal allowance, raising the likelihood that more pensioners will pay income tax while thresholds remain frozen until at least 2028.
  • - The IFS estimates the policy costs roughly £12bn a year more than linking to earnings alone and urges reform after the next election, as Full Fact dismisses viral claims of a pension cut as false and likely AI-generated.