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UK State Pension Age Rises to 67 From 2026, With Losses Up to £12,849 for Some

An official review is underway to recommend any further changes in 2029.

Overview

  • The move from 66 to 67 will be phased between April 2026 and March 2028 for people born on or after 6 April 1960, applying equally across the UK.
  • BBC Money Box’s Paul Lewis estimates some affected individuals could miss out on up to £12,849 because they will wait up to 12 months longer to claim.
  • The precise impact depends on a person’s payday and assumes full New State Pension amounts in 2026–27 under current uprating rules.
  • The Department for Work and Pensions will notify affected cohorts, and entitlement dates will be set strictly by date of birth as the timetable rolls out.
  • A rise to 68 remains scheduled for 2044–46 subject to review, with Phoenix Insights warning an earlier change could delay payments for about three million people and highlighting low private saving among many near‑retirees.