Overview

• From 6 April 1960 births, the state pension age increases by one month per cohort, reaching 67 for those born on or after 6 March 1961, with the schedule fully in place by March 2028.
• The government has relaunched a Pensions Commission and begun the latest statutory review, and any further change to the state pension age must be given at least 10 years’ notice.
• Economist Tom McPhail has proposed a non‑government plan to lift eligibility to about 75 as a ‘radical reset’ to shore up long‑term finances.
• The Office for Budget Responsibility puts the triple lock’s annual cost at £15.5 billion, and official projections show the pension‑age population rising from 12.6 million to 19.5 million over five decades.
• Experts and unions warn higher ages could deepen regional and occupational inequalities, with the RMT saying it would resist drastic increases through protests or direct action.