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UK Set to Raise New State Pension by 4.8% Under Triple Lock

Analysts warn the frozen personal allowance could push more retirees into income tax.

Overview

  • The Department for Work and Pensions is preparing a 4.8% uplift from next April, taking the full new state pension to about £241.30 a week, or roughly £12,548 a year.
  • Labour is reported to be honoring its Triple Lock pledge, which raises the state pension by the highest of inflation, average earnings growth, or 2.5%.
  • Experts say the increase may tip more pensioners over the £12,570 personal tax allowance that has been unchanged since 2020–21.
  • AJ Bell cautions that rising state pension costs could bring renewed scrutiny of the Triple Lock’s long‑term sustainability.
  • Ipsos research for Standard Life found only 29% of people expect the Triple Lock to endure to their retirement, as wider concerns about funding persist alongside unemployment at 5% in the three months to September.