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UK Regulators Propose New Rules for Tokenized Gold

The move seeks to clear fund-rule uncertainty so tokenized gold can serve as transferable collateral to preserve London’s bullion role.

Overview

  • The Financial Conduct Authority will publish proposals on Monday that set out options, including a narrow exemption from UK collective investment scheme and alternative investment fund rules for some tokenized gold products.
  • The Bank of England is weighing whether tokenized assets, including stablecoins, could qualify as collateral under its Sterling Monetary Framework and plans a consultation on allowing central clearing houses to accept tokenized collateral later this year.
  • Market tests show practical demand for tokenized gold as collateral, with platforms such as Aave and Arch Lending already accepting Tether Gold and Pax Gold for loans and borrowing facilities.
  • Regulators plan to move from pilots to lasting market infrastructure by producing a tokenisation roadmap after receiving 123 industry responses and are considering custody, legal rights, operational bridges, key management and prudential equivalence.
  • London’s dominant role in wholesale bullion trading, which the World Gold Council estimates at about 70% of global volumes, is a key reason UK authorities want clearer rules to keep trading, custody and collateral activity competitive as China expands its market.