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UK Plans to Double On-the-Spot Fines for Uninsured Drivers

Ministers say higher fines would deter uninsured driving to ease pressure on premiums.

Overview

  • The government is proposing to raise the fixed penalty for uninsured driving to about £600 in a forthcoming Road Safety Strategy consultation.
  • Currently, most offenders receive a £300 fixed penalty and six points, while court cases can result in unlimited fines, six to eight points, and possible disqualification.
  • Officials want the upfront fine to exceed the average annual premium of roughly £551 to create a stronger deterrent.
  • Ministers cite an estimated 300,000 uninsured drivers as a factor pushing up costs for law-abiding motorists and hindering compensation for crash victims.
  • The consultation is also expected to consider tougher measures for unlicensed motorists and those driving without a valid MOT.