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UK Musicians Win Payout After $200,000 US Hospital Bill From Emergency C-Section

The case highlights how pregnancy complications can trigger massive US medical costs for travelers despite premium coverage.

Overview

  • Issy Ferris, 33 weeks pregnant while touring in Nashville, was diagnosed with pre-eclampsia and underwent an emergency C-section at Ascension Saint Thomas Hospital Midtown.
  • Her son, Lucky, was born on September 19 weighing 4lb 1oz and spent three weeks in a neonatal intensive care unit before discharge.
  • The couple received roughly $200,000 in bills for the delivery and NICU care after returning to the UK.
  • Their travel insurer and underwriters initially refused full coverage, asserting only treatment for pre-eclampsia should be paid rather than childbirth and neonatal care.
  • After a roughly ten-month legal fight, the insurers agreed to cover the medical costs and the couple’s legal fees, easing severe financial strain that had prompted them to consider selling their home.