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UK Inflation Slips to 3.6% as Energy Costs Ease, Putting December Rate Cut in Play

Investors and forecasters expect a December cut, with the chancellor’s Nov. 26 Budget likely to shape the decision.

Overview

  • Official ONS data show CPI eased to 3.6% in October from 3.8%, largely reflecting smaller increases in gas and electricity bills after Ofgem cap changes.
  • Food inflation rebounded to 4.9%, partly offsetting the energy-driven slowdown and underscoring pressure on household budgets.
  • A Reuters poll found nearly 80% of economists expect a 25bp cut on Dec. 18, and markets have largely priced in a move, with investor odds rising after the data.
  • The Bank of England kept Bank Rate at 4% in a 5–4 vote earlier this month, with Governor Andrew Bailey casting the deciding vote to hold pending further evidence.
  • Economists say the Autumn Budget on Nov. 26 is the final swing factor, as a softer labor market and weaker growth already strengthen the case for easing.