Overview

• NatWest will close 52 branches, Halifax 42, Lloyds 40, Santander 19 and Bank of Scotland 9, according to newly published lists.
• Most closures are scheduled for late 2025 with a tranche already fixed for early 2026, including Lloyds and Bank of Scotland sites in February and March.
• Banks point customers to alternatives such as Post Office counters, shared Banking Hubs, mobile branches, community bankers and pop‑up services.
• Consumer group Which? counts 6,522 UK branch closures since January 2015, underscoring the long‑running contraction of face‑to‑face banking.
• Charities and MPs warn of risks to elderly and digitally excluded customers, as 14 NatWest and Halifax sites shut this week in the latest wave.