Overview

• So far in 2025, 423 bank branches have closed, with 17 set to shut in August and 127 scheduled between September and December, according to LINK data.
• HSBC will pause further branch cuts until at least 2026 and Nationwide has committed to halting closures until 2028.
• Metro Bank is bucking the trend by opening three new outlets in Gateshead, Chester, and Salford.
• Voluntary banking hubs, mobile units, and Post Office partnerships are being deployed to maintain face-to-face services in areas losing branches.
• The Financial Conduct Authority and campaigners have pressed banks to safeguard cash access for older and digitally excluded customers through reviews and alternative service models.