Overview

• Starting July 17, users in Australia and New Zealand can add Afterpay to their Uber Wallet to split payments for rides and Uber Eats orders.
• The rollout follows ASIC’s June 2025 credit-licence regime that obliges BNPL providers to conduct credit checks and comply with the Credit Act.
• Afterpay users face late fees up to 25 percent or $68 on missed repayments, and Uber has built in upfront first payments, capped fees and banishments for repeat defaulters.
• Consumer Action Law Centre and National Debt Helpline warn that easy access to small-ticket BNPL for essential services risks trapping users in escalating debt.
• A Finder survey shows 41 percent of Australians used BNPL in the past six months as younger consumers increasingly shun traditional credit cards.