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Two-Child Benefit Cap Affects 1.7 Million UK Children as Hardship Deepens

A Joseph Rowntree Foundation survey shows 71% of larger families borrowing for essentials, prompting renewed calls for repeal ahead of the government’s autumn child poverty strategy.

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A mother and three children. Image: Pexels

Overview

  • Official DWP figures for April 2025 show 469,780 Universal Credit households and 1,665,540 children impacted by the two-child cap, a 2% increase year on year.
  • The JRF survey found 71% of families with three or more children borrow for food, heating or toiletries, while 82% are in arrears and 88% go without daily essentials.
  • Current estimates put child poverty at a record 4.45 million as of March 2024, with campaigners citing the cap as a major driver.
  • Charities including CPAG and Save the Children describe the policy as “brutal,” warning it pushes 109 children into poverty every day and urging its removal.
  • Lifting the cap would cost an estimated £2–3.5 billion annually and could immediately lift hundreds of thousands of children out of poverty, but its fate remains undecided under fiscal constraints.