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TSB Unveils £200 Switch Bonus as Banks Step Up New Year Lure for Customers

The time-limited deal highlights a New Year push by UK banks to pay switchers via CASS, with strict deadlines and activity rules.

Overview

  • TSB is offering up to £200 for customers who move to its Spend & Save or Spend & Save Plus accounts using the Current Account Switch Service.
  • To receive £150, customers must complete a full switch, log into the TSB app, deposit £1,000, and make five debit card payments by 20 March 2026, with payment due by 7 April.
  • An additional £50 is paid by 31 May if a further £1,000 is deposited in April; existing TSB customers with accounts opened before 13 January 2026 are eligible if they complete a full switch.
  • TSB also pays £5 cashback per month for six months on Spend & Save, or £5 ongoing on Spend & Save Plus, which costs £3 a month and includes fee-free foreign spending and other perks.
  • Competitors are active, including Lloyds’ £250 Club Lloyds offer ending 3 February, plus cash incentives from Santander, Nationwide, First Direct and HSBC Premier.