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Trump’s $2,000 ‘Tariff Dividend’ Plan Faces Cost, Legal and GOP Hurdles

Treasury now says the payments would go out only if Congress passes authorizing legislation.

Overview

  • President Trump says checks could begin in mid-2026 for middle-income Americans with high earners excluded, but key eligibility details remain unresolved.
  • Treasury Secretary Scott Bessent has discussed a possible income cutoff near $100,000 and urged recipients to save or use new child “Trump accounts” to limit inflation.
  • Independent estimates find projected costs ranging from about $280 billion to more than $600 billion, exceeding expected tariff receipts of roughly $158 billion in 2025 and $208 billion in 2026.
  • Supreme Court justices have questioned the administration’s emergency tariff authority, putting a large share of the revenue underpinning the proposal at risk.
  • Senate Republican leaders have signaled a preference to use tariff revenue to reduce the national debt, and prediction markets assign low odds to near‑term enactment.