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Trump Unveils Housing Plan With Investor Ban Bid and $200 Billion Mortgage-Bond Purchases

Key details remain unspecified, from legal authority to execution.

Overview

  • Trump said on Truth Social he will ask Congress to bar large institutional buyers from acquiring additional single-family homes.
  • He announced instructions for his representatives to purchase $200 billion in mortgage-backed securities to reduce mortgage rates and monthly payments.
  • He cited reserves at Fannie Mae and Freddie Mac as a reference point for funding the purchases, but offered no timeline or mechanics.
  • U.S. real-estate stocks fell after the posts, with American Homes 4 Rent hitting a three-year low and Blackstone dropping about 5 percent as the PHLX real-estate index declined 2.1 percent.
  • Analysts note institutional owners hold about 3% of single-family rentals nationwide, with higher concentrations in some metros, and the GAO links their growth to bulk foreclosure acquisitions after the 2008 crisis.