Overview
- Details of the planned restrictions remain undefined, including thresholds for who is covered and whether existing portfolios would be affected.
- Corporate owners hold under about 5% of U.S. single‑family homes nationwide and roughly 2% for owners of 100+ properties, though shares are far higher in some metros such as Atlanta, Jacksonville, and Phoenix.
- Industry voices, including Pretium’s Stephen Scherr, say large buyers primarily purchase homes in bulk from builders, helping finance projects that might otherwise stall as banks pull back.
- The White House is also directing a $200 billion purchase of mortgage bonds, which one economist estimates could trim rates by up to 0.35 percentage points but could also stoke demand and lift prices.
- Economists emphasize that affordability hinges on easing a 4–5 million home shortfall, cautioning that curbing institutional purchases alone would have limited national impact.