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Trump-Linked World Liberty Seeks OCC Trust Bank Charter for USD1 Stablecoin

The filing tests the OCC’s expanding use of national trust charters for stablecoin oversight under the GENIUS Act.

Overview

  • WLTC Holdings filed a de novo application with the Office of the Comptroller of the Currency to establish World Liberty Trust Company for USD1 operations.
  • If approved, the trust would issue and redeem USD1, custody fiat and major stablecoins, manage reserves, and offer fee-free dollar conversions at launch.
  • World Liberty says USD1’s circulating supply has reached roughly $3.3–$3.4 billion in its first year.
  • The application follows recent OCC approvals or conditional approvals for Circle, Ripple, Paxos, BitGo, and Fidelity, which have prompted pushback from major banking trade groups.
  • Ties to President Trump’s family have drawn conflict-of-interest scrutiny, and the company says the trust is structured to limit family operational control.